SCHW

The Charles Schwab Corporation
Financial ServicesCapital MarketsNASDAQ
$95.17
+$1.92 (2.02%)today
Conviction
0/ 10
Fair Value$120.32
Upside+26.42%
Signal0
Market Cap$165.4B
52W Range$65.88–$107.50
Next EarningsApr 16

Price History

FAIR VALUE ANALYSISMonte Carlo · 5,000 runs · 99% valid
Fair Value$65.00
Current Price$94.66
Upside / Down-31.3%
P(Undervalued)1.3%
P(20%+ Up)0.0%
P(15%+ Down)89.0%

Fair Value Distribution — percentile bands

1.3% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

19.9%/yr

±5.4% · revenue growth to justify current price

FCF-Based Reverse DCF

3.4%/yr

±2.8% · FCF growth to justify current price

THE GAP

Market pricing margin expansion or capex normalization

KEY VALUE DRIVERS

Spearman correlation — what moves this valuation most

Quick Take

The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally.

Trailing P/E20.0x
Forward P/E13.7x
P/S6.9x
EPS (TTM)$4.65
Analyst Target$120.32
Analyst Upside26.4%

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Bull Case

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Bear Case

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Research Feed

sec_10kFeb 28
Conviction: unchanged
SCHW FY2025 10-K: Record Revenue, NII Recovery, Cash Sorting Fully Reversed

Charles Schwab delivered record FY2025 results: revenue of $23.9B (+22% YoY), Q4 net income $2.5B ($1.33 EPS). The defining thesis is the full reversal of the 2022-2023 cash sorting headwind. With $11...