PNC

The PNC Financial Services Group, Inc.
Financial ServicesBanks - RegionalNASDAQ
$205.87
+$4.81 (2.34%)today
Conviction
0/ 10
Fair Value$250.59
Upside+21.72%
Signal0
Market Cap$81.5B
52W Range$145.12–$243.94
Next EarningsApr 15

Price History

FAIR VALUE ANALYSISMonte Carlo · 5,000 runs · 99% valid
Fair Value$137.23
Current Price$201.71
Upside / Down-32.0%
P(Undervalued)6.5%
P(20%+ Up)0.9%
P(15%+ Down)80.6%

Fair Value Distribution — percentile bands

6.5% of simulations place fair value above current price

WHAT IS PRICED IN

Revenue-Based Reverse DCF

12.3%/yr

±5.3% · revenue growth to justify current price

FCF-Based Reverse DCF

10.8%/yr

±2.9% · FCF growth to justify current price

THE GAP

Market pricing margin expansion or capex normalization

KEY VALUE DRIVERS

Spearman correlation — what moves this valuation most

Quick Take

The PNC Financial Services Group, Inc.

Trailing P/E12.2x
Forward P/E9.8x
P/S3.7x
EPS (TTM)$16.60
Analyst Target$250.59
Analyst Upside21.7%

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Bull Case

No analysis yet

Bear Case

No analysis yet

Research Feed

sec_10kMar 1
Conviction: unchanged
PNC 2025 10-K: Post-M&A Integration and Capital Positioning

PNC positioned for FirstBank integration with ample capital and stable deposits. Key risks: CRE stress, NIM compression from falling rates, integration execution. Macro headwinds real but manageable g...