Assurant (AIZ): DCF P(above)=100%, FV=$1330 vs current price ~$200. Extreme DCF upside suggests model may be too optimistic but directionally there appears to be real undervaluation. Specialty insurance with differentiated positioning (mobile device protection, renters insurance). Upgrade to 7: strong DCF signal but need more current fundamental validation before 8.
Fair Value Distribution — percentile bands
100.0% of simulations place fair value above current price
WHAT IS PRICED IN
Revenue-Based Reverse DCF
-7.3%/yr
±3.0% · revenue growth to justify current price
KEY VALUE DRIVERS
Spearman correlation — what moves this valuation most
Eagle will generate this view by the next trading session (~7h).
Eagle will generate this view by the next trading session (~7h).
Falcon deep read: Revenue .8B (+7.9% YoY). Global Housing .9B (+12.6%, 29.5% EBITDA margin, .7M EBITDA +27.9%). Global Lifestyle .9B (+6.6%, 8.1% margin). Net income .7M (+14.8%). Debt .2B, 27.3% debt...
AIZ 10-K 2025 shows profitable growth: premiums +8.1% YoY, Global Housing EBITDA +27.9% driven by lender-placed expansion in hardened market. Balanced Lifestyle growth (+6.9%) with strong mobile momen...